Universal Healthcare how does it work?

My kids, Grand kids, Great Grand kids need healthcare, their parents pay income tax and there are those that believe using their tax money for healthcare is a socialist, commie, snowflake, rock licking, tree hugging, libtard anti American stance.

We just launched a $13 Billion Aircraft Carrier with a crew of 5,000 to police the world. No one asked me if that was an ok use of my tax money. Seriously, killing imaginary enemies we created? You can't kill your way to peace...AKA Vietnam.
 
Don't worry. They will take another 5 years and billions more to make it work. Navy wastes billions every year getting ships built before the design is finalized then they keep making changes to scope of work to get them right years late and way over budget.

One of many roles of government is to ensure that greedy business owners are not screwing the public. They have failed to do that and there is a mind set that Reagan started that all government is bad. The idea is that market forces will always drop prices. But that is demonstrably not ture and in healthcare market costs keep rising because some service providers realize that they can get away with surprise billing. And a free market assumes that all buyers have access top price and performance data on which to base their buying decisions. Insurers have clauses that deny hospitals the right to release any meaningful cost data. Hence there is no free market and little oversight, so we have egregious price gouging.

Tom Price and congress should get off their fat butts and demand a better deal for all Americans - not just the lobbyists who pay them... Time to take back the government. Trump thinks they all work for him and seems unaware that he works for us - all of us. Not the other way round. If he can't deal with that fact, he needs to get out.
 
One picture tells the story:
 

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Had another shooting in the neighborhood last night. He was a friend of my Grand Daughter's. Even if he had survived, he didn't have insurance, he was found alive at first, but who knows if he had a chance with a "for profit", system, picked up by a for profit ambulance. No proof, just a nagging thought. My riding buddy had a motorcycle accident and told the hospital he didn't have insurance, even though he had great insurance from the Boiler Makers. He didn't want to be there and he was out is short order. He did have to go back though, he had some serious issues, and couldn't take the pain..
 

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Officially annual insurance costs 5k per person where I live (Alberta, Canada)but that’s an average...I pay no taxes or insurance because I no longer can work due to medical issues so my contribution is zero...

I can see a clinic doctor on the same day...
My personal MD in one or two days...
I can go to any clinic or er and just show my health card and I’ll receive help free no questions asked...
ERs are triaged so if you’re not seriously ill you’re put into a wait list as serious cases are seen first, this is normal procedure in any ER...
I just finished my 2nd knee surgery in 8 months, the 2nd being a total knee replacement. Total out of pocket expenses $12, post op physio for 3 months free...
I love my universal healthcare!





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https://www.littlethings.com/woman-hospital-gown-streets/?utm_source=tickld&utm_medium=Facebook&utm_campaign=shocking

Would this happen in Canada or the United Kingdom?
 
No
She would have been put on a stretcher in the hallway for 37 hours before dying of dehydration.


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Scooter trash said:
Would this happen in Canada or the United Kingdom?

God knows the system here in Oz could be improved, but it's good enough.

Fast approaching my use-by date, I've recently had a minor health issue.

Three visits to a GP, a blood test, an ultrasound, an impending visit to a cardiologist.

Cost: zero

Crazy
 
I lived in the UK for a few years in my 20s. I almost always got to see my GP next day. My first child was born there (difficult labor, started in birthing center and the Mrs had to get an ambulance ride to the hospital after 24 hours). We took a visit to the emergency room after the wife got clobbered in the head by a falling ladder. Service was always excellent and the outcomes were what we would hope them to be. I don't remember paying anything out of pocket and my old pay stubs indicate I paid about $300 a month for all of it.

My current pay stub indicates that I contribute $170 a month for dental, $120 a month for my flexible spending account (allows me to use pre-tax dollars to pay for health care-related items such as co-pays or deductibles), $23 a month for vision, and $1747 for my family's health insurance. So yeah, I spend $24,720 a year on health care, and that's if I don't even need to use it. If I exceed a certain usage level, I will incur additional out of pocket costs. My eldest is getting braces this year, I can guarantee I'm going to be paying more. I've never had any real complaints about the quality of care I've received, but my GP is often booked out weeks (and one time, months) in advance. The dentistry here is WAY better than what I got in Britain, but, to me, the two systems have been more-or-less similar aside from the cost.
 
Sonreir said:
I lived in the UK for a few years in my 20s. I almost always got to see my GP next day. My first child was born there (difficult labor, started in birthing center and the Mrs had to get an ambulance ride to the hospital after 24 hours). We took a visit to the emergency room after the wife got clobbered in the head by a falling ladder. Service was always excellent and the outcomes were what we would hope them to be. I don't remember paying anything out of pocket and my old pay stubs indicate I paid about $300 a month for all of it.

My current pay stub indicates that I contribute $170 a month for dental, $120 a month for my flexible spending account (allows me to use pre-tax dollars to pay for health care-related items such as co-pays or deductibles), $23 a month for vision, and $1747 for my family's health insurance. So yeah, I spend $24,720 a year on health care, and that's if I don't even need to use it. If I exceed a certain usage level, I will incur additional out of pocket costs. My eldest is getting braces this year, I can guarantee I'm going to be paying more. I've never had any real complaints about the quality of care I've received, but my GP is often booked out weeks (and one time, months) in advance. The dentistry here is WAY better than what I got in Britain, but, to me, the two systems have been more-or-less similar aside from the cost.

I think a lot of Americans who rant an rail against the health care of the UK, Canada, and elsewhere, believe the BS they are told about how bad the systems are despite the evidence and testimonies from other places. And they have a knee-jerk reaction to what they perceive as the specter of "socialism." The last year has sort of proven that there are a lot of people in the US who don't pay much attention and believe what they're told from unreliable sources. Pretty amazing, really.
 
Socialism is definitely an aspect of it. One other things I've heard repeated fairly often is that we have "the best health care in the world". A lot of folks who have health care are concerned that if we go to a system that costs less, they'll be receiving less. I think there is a significant number of people here that honest believe that this is how much decent health care should cost.
 
I live in Canada and while I think there could be some improvements to our healthcare system, it is a very good system. Last year I was diagnosed with cancer, if I had to pay for the surgery and chemo and all related doctor appointments I would have been bankrupted. Unlike what some Republicans said back when Obama was promoting "Obamacare", we have no "death doctors" and we can choose what doctors we want to see. Wait times could be improved for some procedures and more things could be covered such as dental and drug prescription costs. The insurance industry of course would like to change this because they would like to profit from eliminating our healthcare system. From what I have read, healthcare costs a lot more in the US than Canada and I see no advantage and instead potential harm to people by going to private health insurance.
 
CrabsAndCylinders said:
I live in Canada and while I think there could be some improvements to our healthcare system, it is a very good system. Last year I was diagnosed with cancer, if I had to pay for the surgery and chemo and all related doctor appointments I would have been bankrupted. Unlike what some Republicans said back when Obama was promoting "Obamacare", we have no "death doctors" and we can choose what doctors we want to see. Wait times could be improved for some procedures and more things could be covered such as dental and drug prescription costs. The insurance industry of course would like to change this because they would like to profit from eliminating our healthcare system. From what I have read, healthcare costs a lot more in the US than Canada and I see no advantage and instead potential harm to people by going to private health insurance.

Glad you made it this far through the fight man.
I agree, the system could be better, the wait times in the ER are ridiculous, but is to be expected. Its free, people show up with the sniffles and just waste the staffs time being told to go home and rest.
If the american healthcare outcomes were phenomenal, i might listen to some arguments for their system, but as it stands the outcomes indicate that chances of a positive outcome in the US health system are not as good as most developed countries. Thé latest WHO report i could find indicates that they had the highest expenditure per capita and ranked 72 in terms of actual health outcomes.
 
farmer92 said:
Glad you made it this far through the fight man.
I agree, the system could be better, the wait times in the ER are ridiculous, but is to be expected. Its free, people show up with the sniffles and just waste the staffs time being told to go home and rest.
If the american healthcare outcomes were phenomenal, i might listen to some arguments for their system, but as it stands the outcomes indicate that chances of a positive outcome in the US health system are not as good as most developed countries. Thé latest WHO report i could find indicates that they had the highest expenditure per capita and ranked 72 in terms of actual health outcomes.

As a healthcare worker in the US (fire/EMS and RN) I can assure you wait times at most Emergency departments in the states are also horrible. We have the same problem- everyone goes there for the sniffles, GI bug, stitches, etc. Part of the reason is the poorest people (Medicaid, or no insurance) don’t pay so it doesn’t matter. Those with no insurance simply don’t have a doctor if they can’t afford to pay out of pocket, so they have to use the ED for everything.

The other part is most people with insurance can’t get in to see their doctor in a timely manner. If you’ve had a roaring sinus infection for two days you can’t call and get an appointment next day, or even that week you have to go somewhere else to get treatment. We do have Stat Care facilities, which are good for minor illness/injury but for some reason people are still drawn to the ED.

Most anyone with insurance either has a high Co-pay for the ED, up to $500 out of pocket, or they have a high deductible plan. I have the latter- I pay a monthly premium ($160) and I also pay the first $1,900 of any care I need in that calendar year. If I don’t need any care or medicine I only pay the monthly premium. If I need a $5 prescription I pay $5; if I need an $800 prescription I have to pay $800. You keep paying until you meet that $1,900. Then everything is covered 100%. I’m not sure about you, but I’ve been in a position that I needed a prescription that was $500. I had to simply go without. And so do others- we see patients get discharged, can’t afford their medications, get sicker and are re-admitted to the hospital. It’s ridiculous.

It’s a terrible plan for healthy people because you almost never reach the $1,900 so I you pay for everything out of pocket along with the monthly deductible. It’s a great plan for someone who gets diagnosed with a serious illness because your bill might be $50,000 but you’ll only pay $1,900.

I went to the ED for a kidney stone in November, and met my deductible for the year, funny how my total came out to $2,050. The insurance only had to pay out $150 for me last year, yet collected almost $2,000 in premiums from me. I paid the nearly $2,000 in premiums plus the entire $1,900 deductible.

Insurance company: +$1,850
Me: -$3,900

It’s unsustainable for people in the long run. This is one reason why people feel they are being ripped off by insurance companies.

I realize that higher taxes mean less money in your pocket, however you don’t suddenly have to come up with a large sum like you do here. You also don’t have to avoid care, like I am right now, because you can’t afford it. I started having a mild heart arrhythmia the last week of December, I couldn’t get an appointment until January. My deductible is now back at $0 which means I’ll have to pay for any testing, visits, lab work, etc which will most likely be around $1,000 and that’s if they don’t find anything wrong and just tell me to keep an eye on it. I still owe $1,000 from last year! It’s easy to see how quickly you can get in a lot of debt just from being sick.


Here's where I list all my bikes:
'71 Kaw 250 Bison
'81 KZ750 cafe
'94 XR250L
2014 Yamaha Bolt

In progress: '68 CL350
 
My Great Granddaughter caught the flu and had to go to the Hospital, with Utah Medicaid. The nurse tried to send her home with the instructions, if she turned blue, bring her back. Thankfully my Grandaughter wasn't going to buy this crap, her oxygen was already low 90s. After being examined by another nurse, she was admitted to the hospital for the next two days, hooked up to breathing tubes. A friend of the family had her young son die from this last week. Sometimes I think we live in a shithole.
 
In sweden I am about average payed and pay about 30% in tax. I get free healthcare. Only thing not covered is teeths, Free education, + alot of other stuff.. its a good deal. I dont have to worry and all calculations Ive seen says its cheaper to share some basic stuff than paying it individually..
 
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