A great page by a great photographer... a lot of it is common knowledge to those of us who know how to budget etc, but either way, it really makes you realize just how easily we could be buying up nice old bikes, long as we save our money for whats really good.
http://www.kenrockwell.com/tech/how-to-afford-anything.htm
http://www.kenrockwell.com/tech/how-to-afford-anything.htm