Ontario insurance??? Who are you with?

[ProSimex]

So ive spent the better part of the day on hold looking for someone who can offer me cheaper insurance. I'm currently with state farm. As it is Im paying $120 a month on my 74TX650 with basic coverage. I think it is rediculous that I am paying the same amount monthly as my brother in law who rides a 04 ninja. To be clear state farm only care about the displacement of your bike and your record. Mine is clean so Im not penalised there. Everyone I contacted either wouldnt insure a bike as old as mine, or were charging more.

Why is insurance so fekking expensive here? Its sheer lunacy the prices we are paying. My 09 Sierra can do a hell of a lot more damage to the general public then my bike can so why am I paying the same for it??????

Im 27
licence is ACZM2
bike is a 40hp 37 year old bike.

Why is this so expensive?

 

[Hank]

I'm with Jevco a firm from Montreal. $550 a year PL/PD

I'm 42
with a DZGM2

But I live in Sudbury, if that makes a difference.

Aaron

 

[Tim]

I don't know what all those letters on your license mean but I'm a GM and insurance is $600 for my XS650. Liability only. About the same for my BMW 750. $340 for the 50cc Vino.

Broker is JR Duffy here in Toronto and underwriter is Jevco.

 

[sidejam]

I went with a broker and I'm also with Jevco. They were slightly cheaper than Rider's Plus. The only reason I switched is my friend works for the broker and I thought it'd be nice to give him the business.

 

[ProSimex]

Cool I'll check out Jevco! And Tim, ACZ means I can drive transport trucks and coach vehicles (greyhounds limos ect)

 

[Hank]

The Letters in the licence are what you can legally drive

D = Any truck or motor vehicle combination exceeding 11,000 kg provided the towed vehicle is not over 4,600 kg
Z = Needed if the vehicle you drive has air brakes
G = Any car, van or small truck or combination of vehicle and towed vehicle up to 11,000 kg provided the towed vehicle is not over 4,600 kg,
M2 = WE all know that one

Aaron

 

[BriMed1983]

State Fram qouted me $924/year for a 74' cb750

I'm 28 live in the GTA, clean record with my GM2