Ok lesson learned - never assume anything. My relay is definitely bad, and so are the 4 10 amp fuses that looked good. New battery is in and my new relay will be here tomorrow. I also found a complete headlight assembly on CB1100f.net for a pretty fair price. I'm taking this next Thursday and Friday off and hope to have all the electrical sorted out before the weekend. There's a motorcycle salvage yard nearby so if I need coils or anything else I'll be able to get them there pretty quick.