Cafe_to_go
Coast to Coast
This not scientific research and your vote will not be used to generate statistical data, it's just to get an idea how people feel about health care.
Show of hands
- Thread starter Cafe_to_go
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Cafe_to_go
Coast to Coast
dbabcock said:
Now you could, and welcome to the board, I see this is your first post, don't forget when you reach 100 post you can get a discount from some of the vendors that participate on the forum.
Where is the option for us Aussies, Ehh I will just choose the Canadian one.
Our system works by taxing us a small percentage of out income tax to pay for the "Free" medical we get. If you earn over a certain amount you are expected to have private health insurance and are taxed more if you do not.
Our system works by taxing us a small percentage of out income tax to pay for the "Free" medical we get. If you earn over a certain amount you are expected to have private health insurance and are taxed more if you do not.
Flugtechnik
My bike is not transportation, it is a respite
I have a private plan. I am waiting for my ins co to tell me my plan is now illegal and I must pick one of the new affordable plans that are 20-50% more.
Cafe_to_go
Coast to Coast
For cost reasons it's better for a small business under 50 employees to pass the health care burden to the employees to maximizes its profits, but look at it on the positive side, now sex workers can now get health insurance under ACA, this was just reported by CNN this morning.
Scruffy said:
I'm retired and on medicare. I have a (much younger) friend who is looking to emigrate as well. As soon as he thinks he's found it it turns out, the place will have similar problems to here. I've heard Iceland is very civilized.
Texasstar
Can't is a four letter dirty word
Flugtechnik said:
That's what happened to me. Now I have no prescription coverage, a 40% of all cost out of pocket payment for all services, and my dental got cut in half. Oh yeah, and the cost went up by 40% per month. I am failing to see the "affordable" portion of this thing so far. Maybe it was "opposite day" in federal government...
Texasstar
Can't is a four letter dirty word
bud.
Been Around the Block
I have coverage through my work that's pretty affordable- and ACA isn't going to change a thing for me. Plus I'm in Utah and it's not being implemented here yet... but if it were, I don't think I would be affected at all.
I do work with people in poverty for work, and let me tell you, we are already paying for the ER bills they can't afford... and that's extremely expensive. If many of the folks I work with could have access to preventative healthcare, it would save a ridiculous amount of money. I know that's only a tiny piece of the whole puzzle with ACA, but that's my $0.02...
I do work with people in poverty for work, and let me tell you, we are already paying for the ER bills they can't afford... and that's extremely expensive. If many of the folks I work with could have access to preventative healthcare, it would save a ridiculous amount of money. I know that's only a tiny piece of the whole puzzle with ACA, but that's my $0.02...
Cafe_to_go
Coast to Coast
Some info to share:
New Health Care Notice Due to Employees by 10/1
The federal Patient Protection and Affordable Care Act (ACA), also known as Obamacare, requires all employers to provide a health care notice to their employees by October 1, 2013. This notice is required whether or not you provide health coverage to your employees, and the notice must be provided to all employees, both full-time and part-time. Every new employee hired on or after October 1, 2013, must be given the notice within 14 days of starting work.
The purpose of the notice is to inform employees that they can get health insurance through their state’s Health Insurance Marketplace, as well as providing contact information and a description of the services offered by the Marketplace. The notice also informs employees that they may be eligible for a premium tax credit if they purchase a qualified health plan through the Marketplace. The notice explains that if the employee purchases a qualified health plan through the Marketplace, the employee may lose his/her employer’s contribution (if any) to any health benefit plan currently offered by the employer, and all or a portion of such contribution may be excluded for federal income tax purposes.
The federal government has published 2 versions of the form: one for employers currently providing health coverage to employees and one for those employers who do not. Unfortunately, both versions have the same number [OMB No. 1210-0149] and the front page of both versions look very similar, so you need to look carefully to make sure you use the right version.
You can create your own version of the form as long as it contains all of the information in the government-approved forms.
Employers that currently offer a health plan for employees: Your version of the notice is 3 pages and has a blank towards the bottom of the first page that you need to fill in with the name of the person your employees can contact about their health insurance. This can be someone in your office, like the person in charge of Human Resources, it can be the contact person at your health insurance company.
Before giving the notice to your employees, you need to fill in the information requested in Part B of the form (questions 3 through 12), which is basic information about your company. You will also need to answer the questions in Part B regarding your current health plan. Please note: The information requested on page 3 of the notice is optional. You do not have to fill out questions 13 through 16.
http://www.fuba.org/upload_documents/FLSAwithplans.pdf
Employers that currently do not offer a health plan for employees: Your version of the notice is only 2 pages and contains a statement on page 2 telling the employee “You are not eligible for health insurance coverage through this employer. You and your family may be able to obtain health coverage through the Marketplace, with a new kind of tax credit that lowers your monthly premiums and with assistance of out-of-pocket costs.”
Before giving the notice to your employees, you will need to fill in the information requested in Part B of the form (questions 3 through 12), which is basic information about your company.
http://www.fuba.org/upload_documents/FLSAwithoutplans.pdf
New Health Care Notice Due to Employees by 10/1
The federal Patient Protection and Affordable Care Act (ACA), also known as Obamacare, requires all employers to provide a health care notice to their employees by October 1, 2013. This notice is required whether or not you provide health coverage to your employees, and the notice must be provided to all employees, both full-time and part-time. Every new employee hired on or after October 1, 2013, must be given the notice within 14 days of starting work.
The purpose of the notice is to inform employees that they can get health insurance through their state’s Health Insurance Marketplace, as well as providing contact information and a description of the services offered by the Marketplace. The notice also informs employees that they may be eligible for a premium tax credit if they purchase a qualified health plan through the Marketplace. The notice explains that if the employee purchases a qualified health plan through the Marketplace, the employee may lose his/her employer’s contribution (if any) to any health benefit plan currently offered by the employer, and all or a portion of such contribution may be excluded for federal income tax purposes.
The federal government has published 2 versions of the form: one for employers currently providing health coverage to employees and one for those employers who do not. Unfortunately, both versions have the same number [OMB No. 1210-0149] and the front page of both versions look very similar, so you need to look carefully to make sure you use the right version.
You can create your own version of the form as long as it contains all of the information in the government-approved forms.
Employers that currently offer a health plan for employees: Your version of the notice is 3 pages and has a blank towards the bottom of the first page that you need to fill in with the name of the person your employees can contact about their health insurance. This can be someone in your office, like the person in charge of Human Resources, it can be the contact person at your health insurance company.
Before giving the notice to your employees, you need to fill in the information requested in Part B of the form (questions 3 through 12), which is basic information about your company. You will also need to answer the questions in Part B regarding your current health plan. Please note: The information requested on page 3 of the notice is optional. You do not have to fill out questions 13 through 16.
http://www.fuba.org/upload_documents/FLSAwithplans.pdf
Employers that currently do not offer a health plan for employees: Your version of the notice is only 2 pages and contains a statement on page 2 telling the employee “You are not eligible for health insurance coverage through this employer. You and your family may be able to obtain health coverage through the Marketplace, with a new kind of tax credit that lowers your monthly premiums and with assistance of out-of-pocket costs.”
Before giving the notice to your employees, you will need to fill in the information requested in Part B of the form (questions 3 through 12), which is basic information about your company.
http://www.fuba.org/upload_documents/FLSAwithoutplans.pdf
ILoveThumpers
Everywhere is thumpers!
Texasstar said:
That's the spirit! My god it's almost as if you haven't been sucked in by the "I got mine, fuck everyone else" attitude that's running rampant these days!
Well done sir!
-Deek
Texasstar
Can't is a four letter dirty word
Flugtechnik
My bike is not transportation, it is a respite
Our previous insurance company tried to deny a $40k claim for my wife. In the middle of her pre-surgery treatment, the insurance company changed their policy to no longer cover the procedure. We wrote a letter to our state insurance commissioner and called him to file a complaint. 2 weeks later the claim was miraculously approved. Usually the companies will do what they can to not have to pay because most people won't fight back.
