things that make me grumpy

On the brightside, Mr. E's picture of that blink cover made me un-grumpy. That porn star is a wreck now-a-days.
 
Finding out that I am required by my school (and Massachusetts law) to purchase a $1600 health insurance policy since I am a currently uninsured student. I realize the importance of insurance, but that $1600 is going to be more than I'm paying for the classes that are making it necessary, and way outside of my budget at the moment =/

What adds to this grumpy feeling, is the fact that I have to pay my term bill (including the insurance) by the end of the September to avoid being deregistered from my classes....and starting October 1st, I'd probably be able to qualify for free healthcare (under Obamacare) as a result of my income level. I'm not the type to count on handouts, but this seriously feels like I'm watching $1600 being flushed smh.
 
I would GLADY pay $1,600 for healthcare. One little twist of your knee playing volleyball could cost you 20 times that.

I pay over $10,000/yr, and I still have to pay up to a $50 co-pay.

That makes me pretty fuckin' grumpy.

I am taking a prescription that costs $1,200/dose, three times a month. My co-pay is $50/month. $1,200 a fucking dose! Talk about grumpy!

Consider yourself VERY lucky that you have health insurance in your state that is what The Affordable Healthcare Act was modeled after. Yes, you have to participate, but medical costs are not bankrupting families in Massachusetts.
 
AlphaDogChoppers said:
I would GLADY pay $1,600 for healthcare. One little twist of your knee playing volleyball could cost you 20 times that.
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As an alternative you could just man up and not go to the doctor. There seems to be a general lack of toughness from my generation. I think if you want to not pay for healthcare then you shouldn't be required to but in the same token hospitals should be allowed to reject those without it. I separated my AC (shoulder) in college. I didn't go to the doctor. I just grabbed a sling and let it heal up.

My point is that if you're healthy then you have a lower probability of needing care (and therefore should be able to decide for yourself whether to purchase it or not.) ADC, you should drop your insurance and go to school. lol. You could get $1,600 healthcare for a meager $15,000/year tuition (could take out a student loan.)
 
Phone service workers that don't speak English, but think that they do, this shit sends me into a RAGE

I don't give a damn about a company wanting to ship jobs overseas to make a profit, suck it the f#ck up and hire locally, so that they can at least understand what I'm trying to say. And teach them to shut the Hell up when I'm trying to speak and explain my problem, spare us both an hour of our lives

I've heard a rumour that in Canada we can now ask to speak to a service rep that is actually IN CANADA! And that they have to transfer us to one, by law. Bliss, pure bliss I tell you. Until I get someone that tells me that I'm still screwed, in perfect English .
 
"press one for english"
That shit pisses me off.
We are in the USA, official language is english, phone calls in the USA should by default be in english. I have NO problem with "por espanol oprima numero dos" but I get pissed off when I have to select fucking english.
 
IAMBLAMB said:
...if you're healthy then you have a lower probability of needing care (and therefore should be able to decide for yourself whether to purchase it or not.)...
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Statistics do not validate this claim. Being "healthy" means nothing when pitted against genetics, accident rates, the environment, etc.

For fucks sake you're a motorcyclist! You know as well as anyone that you are not in control of your fate... You can't put a crushed ribcage and punctured organs in a sling and that will cost you a shit ton more than $1,600.

And your separated AC? Come back after age 40 and let us know how just putting it in a sling worked out for you. I'd bet my insurance premium you'll be regretting NOT going to the doctor for that one.

-Deek
 
I'm a fantastic genetic specimin, but I ain't too lucky when I kept getting hurt in work ;D
I'm probably safer on a bike than walking around 8)
 
IAMBLAMB said:
As an alternative you could just man up and not go to the doctor. There seems to be a general lack of toughness from my generation. I think if you want to not pay for healthcare then you shouldn't be required to but in the same token hospitals should be allowed to reject those without it. I separated my AC (shoulder) in college. I didn't go to the doctor. I just grabbed a sling and let it heal up.

My point is that if you're healthy then you have a lower probability of needing care (and therefore should be able to decide for yourself whether to purchase it or not.) ADC, you should drop your insurance and go to school. lol. You could get $1,600 healthcare for a meager $15,000/year tuition (could take out a student loan.)
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And you don't wear a helmet, as I recall. Ha.

Anyway, you might be surprised what you'd find if you spent five minutes reading up on how people actually use healthcare. You would find that your generation uses it less frequently than the previous one. Maybe because it's so fucking expensive.
 
AlphaDogChoppers said:
I would GLADY pay $1,600 for healthcare. One little twist of your knee playing volleyball could cost you 20 times that.

I pay over $10,000/yr, and I still have to pay up to a $50 co-pay.

That makes me pretty fuckin' grumpy.

I am taking a prescription that costs $1,200/dose, three times a month. My co-pay is $50/month. $1,200 a fucking dose! Talk about grumpy!

Consider yourself VERY lucky that you have health insurance in your state that is what The Affordable Healthcare Act was modeled after. Yes, you have to participate, but medical costs are not bankrupting families in Massachusetts.
Click to expand...

My insurance is $6000 a year with an $8500 deductable. Plus, they pay 80%, so my "copay" is 20% of anything. Between my wife's issues and mine, we hit the deductable in March.

My wife had 4 Chemo sessions, $20,000 a session.

I think the price is little over the top too...

$1600 year is cheap...VERY Cheap....
 
$1,600 is real cheap, just for me my wife pays $860 a month, her insurance is extra but part supported by her job
 
AlphaDogChoppers said:
No it isn't. The US does not have an "official language."
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I was just about to say that. :)

AlphaDogChoppers said:
Sounds like a perfect plan for a guy of 58... :-\
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You'd be suprised the people I had in my graduating class that were older than you. It wasn't a serious suggestion; I was simply playing devils advocate and pointing out that if your priority was being covered by what you consider "cheap" healthcare and not making money, then you should alter your lifestyle accordingly.

ILoveThumpers said:
Statistics do not validate this claim. Being "healthy" means nothing when pitted against genetics, accident rates, the environment, etc.
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So you're saying that accident history, genetics, and lifestyle don't factory into determining whether someone is healthy or not? Why then do the doctors have you fill in all of those things when you visit them? Think about that.

ILoveThumpers said:
For fucks sake you're a motorcyclist! You know as well as anyone that you are not in control of your fate... You can't put a crushed ribcage and punctured organs in a sling and that will cost you a shit ton more than $1,600.
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If you'll read what I said, I was actually implying that he's paying alot more than $1,600. Closer to the tune of $16,600 if he goes to a cheap school. $24K if he doesn't.

ILoveThumpers said:
And your separated AC? Come back after age 40 and let us know how just putting it in a sling worked out for you. I'd bet my insurance premium you'll be regretting NOT going to the doctor for that one.

-Deek
Click to expand...

Is that a serious bet? I'll take that bet in a heartbeat, no matter what your premium is.

Rich Ard said:
And you don't wear a helmet, as I recall. Ha.

Anyway, you might be surprised what you'd find if you spent five minutes reading up on how people actually use healthcare. You would find that your generation uses it less frequently than the previous one. Maybe because it's so fucking expensive.
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Or it could be that the media and social climates have obligated us to be more health conscious and we are therefore healthier. That would also cause a decrease in use of healthcare.
 
I am grumpy that the day I have off to paint my engine covers it just happens to be windy and about to rain. All the other days of the week were great until I have a day off. Ahh life...
 
IAMBLAMB said:
Or it could be that the media and social climates have obligated us to be more health conscious and we are therefore healthier. That would also cause a decrease in use of healthcare.
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Or to add a little more emphasis, what fucking planet are YOU from? Have you looked at people walking down the street lately?
 
AlphaDogChoppers said:
Or to add a little more emphasis, what fucking planet are YOU from? Have you looked at people walking down the street lately?
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That isn't very conclusive data. The deep south traditionally has the highest obesity rate at somewhere around 1/3rd of the population. I'd like to see generational obesity rates as they've changed over the last 40 years. I'm fairly sure that what I'd see is a low rate to start, then a surge, then a recession. I'm not for certain but I don't think that my generation is fatter than my parent's generation, and I don't expect that my kid's generation will be as fat as mine.
 
350px-Obesity_state_level_estimates_1985-2010.gif
 
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